UNFAIR TRADE PRACTICE BY HDFC BANK

My HDFC account was redesignated to a savings account mandating an AMB of Rs. 10,000. Due to financial distress, I could not maintain it, and the balance became Zero. On 04/10/2026, I deposited Rs. 17,000 to revive my account. However, within a single minute, the bank's automated system hit my account 9 consecutive times and forcefully debited a total of Rs. 6,543.32/- as past accumulated charges. This back-to-back deduction without giving any reasonable opportunity to maintain the balance is a highly exploitative commercial practice and an Unfair Trade Practice. The RBI Ombudsman closed the case under technical clauses (Ref: N[protected]) without considering the predatory nature of the simultaneous recoveries. I request this Honorable Forum to direct HDFC Bank Ltd to refund the wrongfully recovered amount of Rs. 6,543.32/- along with suitable compensation for financial harassment.