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Title Verification & Due-Diligence

Verify before you buy — a clear title is the whole game.

Transfer of Property Act + Registration Act, 1882 / 1908 · Title search, EC & document scrutiny

Overview

Nearly every property fraud is detectable before payment: broken chains of title, forged links, undisclosed mortgages, pending litigation, land ceiling and acquisition notifications, unapproved layouts. A proper due-diligence runs a 30-year title search at the sub-registrar's office, pulls the Encumbrance Certificate, verifies revenue records (patta/khata/mutation), checks court registries for pending cases, and confirms approvals for the construction. It costs a fraction of the stamp duty — and it is the only thing standing between you and litigation that outlives you.

Key Provisions — Transfer of Property Act + Registration Act, 1882 / 1908

  • A 30-year chain of title establishes ownership continuity; every break is a question that must be answered before payment.
  • The Encumbrance Certificate reveals registered mortgages, sales, and attachments — but not unregistered agreements, which the search covers.
  • Revenue records (patta, khata, mutation, 7/12 extract) must match the registered title; mismatches signal disputes.
  • Approvals check: layout sanction, building plan, RERA registration, land-use conversion — unapproved property can face demolition.

What You Can Get

A verified, marketable title before you pay
Detection of fraud, mortgages & litigation
A legal opinion you can rely on (and banks accept)
Negotiation leverage on defects found

How We Handle It

1

Document Collection

Sale deeds, parent documents, EC, revenue records, and approvals gathered.

2

Search & Scrutiny

30-year registry search, litigation check, and revenue-record cross-verification.

3

Legal Opinion

A written title opinion: clear, defective, or curable — with exactly what to fix.

4

Safe Closing

Agreement, payment safeguards, and registration structured around the findings.

Typical timeline: Standard due-diligence 1–3 weeks · complex chains longer.

Frequently Asked Questions

The seller says the bank already verified the title for his loan — enough?

No. The bank verified for its own security, on its own risk appetite, possibly years ago. Your purchase needs your own current opinion.

What if the property is inherited and some heirs are abroad?

Every legal heir must sign or be represented by POA; a sale missing even one heir's consent can be partially undone later. We identify all heirs in the diligence.

Legal Connect connects you with independent property-law advocates; we are not a law firm and this page is general information, not legal advice. For urgent encroachment or dispossession situations, call +91 22 6555 3444.

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