Peer to peer lending company Faircent popularly known as

DearSir, briefly explaining my issue point-wise: 1. I invested around 30 Lacs approx (₹15 lakh each in two accounts on name of self and wife) through Faircent P2P( Actual name of company FAIRASSIST Tecnologies Private Ltd regulated by RBI) lending platform with the understanding that the platform would facilitate lending, repayment and recovery directly to borrower. They promised 12 % return on the principal. They are now returning only 10% of principal EMI which is peanuts. Other companies similar to them like lenden and per annum still giving returns 2. As per policy whatever is returned by the borrower should directly come into the lenders escrow accounts on the same day. But no details of the same are being shared by the platform. RBI has even fined them for malpractices in Aug 2024. Actually they should have been put behind bars for doing fraud with public money. Since then they claim they started working the way they should work otherwise they were giving our hard earned money in the secondary market without lenders consent. If we ask them details of borrowers, details of money transferred by borrower with dates they do not have anything which they are bound to info the lender as per contract documents. My request to kindly take Mr Rajat Gandhi, Mr Vinay mathew, Mr Akhil Banga , Mr Rahul Pandey and Mr Yogesh directly in to costudy so that they are not able to further frauds. *None of them respond to calls and messages.* 3. Despite repeated requests, Faircent has not provided me clear borrower-wise details, recovery status, amounts recovered, or a definite repayment timeline. No details have been provided as yet about my money in specific. 4. Faircent claims that recovery action is being taken, but has not provided documentary details of the actual recoveries relating to my investment. They do not have records of same. 5. My agreement also records that Faircent was authorised to undertake collection and legal proceedings against defaulting borrowers on behalf of lenders. They do not have records of action taken. 6. I have a disabled child requiring continuous care and substantial financial support, making the blockage of these funds particularly serious for my family. 7. I am therefore seeking your guidance/intervention regarding whether the conduct of the company and the handling/non-release of my funds warrants police investigation or appropriate legal action. 8. Since they do not have records of whatever has been contracted with them by lenders . It clearly shows that they were giving money in secondary market which was against the contracts for which they have been fined by RBI. Now my request is either they should return money of lenders or they should be put behind bars for economical fraud which they are doing and will continue to do so. They are threat to our society. Kindly take cognizance of same and kindly file an FIR against them immediately Regards